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Joined 3 years ago
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Cake day: June 16th, 2023

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    1. Marriage generally doesn’t result in tax savings, you’d need an extremely specific scenario for that to be true.
    2. Marriage is the most legally significant thing most people will do in their life except die, it’s expensive and time consuming to undo if you want to later.
    3. Marriage gives real rights to the other person, just because you treat it like roommates doesn’t change that. It’s complicated to prevent a spouse from inheritance or medical decisions. Community property states could make you liable for their debts.
    4. If it’s just for health insurance, try to get coverage without marriage. It’s probably easier to go the marriage route, but it’s sometimes possible to get exemptions or companies that allow a non married domestic partner.

  • It an investment return problem as much as a technical one. A computer could maybe reduce a team of 6 to a team of 2, saving optimistically 500k/year. The cost of building that system is likely at least ten million, putting a break even at 20 years minimum. When you factor in the costs of maintenance and running the program, it’s going to make it take even longer. Also because it’s not actually a solvable problem, you have to pick an accuracy level you are comfortable with, too low and you need too many people fixing things anyway, too high and people are cheaper.