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Joined 2 years ago
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Cake day: July 1st, 2023

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  • This is why “sure” or “yes” are not part of my IT vocabulary. “Should” is king. “We should be be able to do” or “that should work.”

    In the idiocy of stakeholders that want IT to be a magic wand to fix their ineptitude instead of a helpful contributor to their well thought out process, you have to coach everything in the polite “no” that is “maybe” or “should.”














  • mosiacmango@lemm.eetoComic Strips@lemmy.worldPig Latin
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    17 days ago
    • I think, there for i am
    • Death comes for us all
    • You’re not welcome here
    • Attacking the person (not the arguments)
    • Seize the day
    • All togther, we are one
    • to the stars (through suffering? New one for me)
    • god in the machine (saved by forces beyond mortal understanding)

  • mosiacmango@lemm.eetoComic Strips@lemmy.worldThe breakup
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    17 days ago

    No, the bank does not own the car. They have a lien on it, i.e it is collateral for you defaulting on the loan they gave you to purchase it. Thats not ownership as much as its a stake on the material good as collatoral for payment. Contractors/etc can put similar liens on houses that mean you cant sell the house without paying them. That too is a civil matter.

    Enforcing a lien is a civil matter. The process for enforcement varies state to state, but it is a contract dispute, not theft or anything like it.

    Breach of contract has penalties that can include various things, including repossession, but cops wont enforce that without a writ from the courts, and often not without a nominal fee paid. This is normally when the losing party in a lawsuit refuses to comply with a judges ruling for payment to the wronged party. A simple car loan default doesnt rise to that level.

    There is a reason its repo guys rolling around in tow trucks picking up defaulted cars and not cops. Its not a criminal matter.