Yup. The baker isn’t the one that owns the bakery. They don’t own the mills. They don’t own the farms.
Instead, what’s happened is one mega corporation has bought most of the bakeries, they set prices to the maximum level possible and have backroom negotiations with mills that an independent baker can’t get in the room to make. The mills do the same thing with the farms. And the farms are all consolidating into few owners who get to run on almost no employees (It doesn’t take a lot to run a modern farm). Further, the mega farms and mills end up driving small time farmers out of business because the mills won’t cut deals with small time farmers like they will with the megafarmers.
At every layer, there is some MBA asshole idiot justifying his parasitic existence because he thinks nobody else is as smart as him (even though he likely got the business because of his daddy or his wife’s daddy). He hordes the excess funds but builds himself a nice big house.
Wysiwygs were all the rage in the late 90s early 00s with a promise that the hard part of development was actually just doing the layout.
Tools like frontpage have been tricking incredulous entrepreneurs that programming is easy since at least then.