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Joined 2 years ago
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Cake day: July 24th, 2023

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  • More realistically, 3 months of expenses, not 6 of salary. Maybe go higher from there if you’ve paid off debts and stuff.

    It’s unfortunately very difficult to achieve for many, and impossible for some. But if you can, you absolutely should have an emergency fund.

    Some people can but don’t, either due to lack of financial education, lack of impulse control, or feeling they have to spend a lot to be happy.

    Shit happens in life, from a broken boiler or car to a job loss. If you can, please build an emergency fund.



















  • I’m well aware that liberal is an international term.

    However, it is used very differently in the US to everywhere else. In the US, liberal is used to pretty much mean “left wing” or “relating to the Democrat party”.

    People in the US wouldn’t describe an expansion in gun rights as something the libs would want, for example.

    Nor would people in the US agree that liberal people want more freedoms for businesses.

    But those are parts of liberal ideology elsewhere.

    And I said fuck off with your Ukraine Nazi bullshit. Stop parroting Russian propaganda, gimboid.