While not as bad, my dad is kind of like that with phones. I installed Linux mint and honestly as long as the same ginormous Firefox icon (which I told him was the internet and YouTubes - same as windows) is around, he can still get to his karaoke and YouTube videos.
On my side I know it is pretty much impossible for him to get a malicious executable now, every few weeks we do upgrades when I visit which are a lot faster than windows updates.
With that said, a beater with snow tires and chains on the trunk (and a driver that knows how to put them on before they are needed) will do better than a Subaru with all season tires.
Source: Subaru forums, even a RWD like a BRZ/FRS with snow tires can be safe if driven with the car’s limitations in mind.