Cool how you used the quote markdown for a bunch of stuff I didn’t say.
My argument is “The banks have a ton of capital. They are willing to grant lower classes access to that capital, as long as the bank is able to make some profit from it. If the bank cannot profit, they will just sit on that wealth and lower classes will lose the only access to such capital that they currently have.”
Like I said, the fact that many borderline necessities in the US require access to capital beyond one’s individual means, is a real problem but separate from this argument.
Bill Nye kind of is a dick though.
Some people are really warm in acute person-to-person interactions, but lack the chronic empathy to spread long-term kindness. See “southern hospitality” clashing with who those areas vote for.
Others have a well-oriented moral compass but are just really abrasive in person. That’s Bill Nye. I’ve met him and he’s not like, super mean but he’s got a bit of a holier-than-thou (or rather, smarter-than-you) complex.