spicy pancake

paranoid linux sadgirl with imposter syndrome

  • 4 Posts
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Joined 2 years ago
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Cake day: June 27th, 2023

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  • What I’ve been doing is shuffling the debt between new 0% APR intro-period cards every time the 0% of the previous card is going to expire, and just eating the cost of the balance transfer (usually 3–5%) which is still significantly lower than if the balance were to start getting hit by typical card APR (~25%)

    I have considered doing bankruptcy but yeah I’m worried about wage garnishment. Also I had wanted to maybe buy a houseboat within the next 7 years but at this point that’s almost certainly off the table so it may actually be worth just looking into bankruptcy at this point.

    Right now I’m more focused on getting a full time job since my freelance stuff has been too slow to pay all the bills…

    Being a grownup is so boring I hate this



  • Spending money. Thorough a combination of a lot of bad luck and a few bad choices, I’m stuck playing credit card musical chairs to keep enough cash for rent and bills. “Ability to buy groceries/toiletries/medical copays/etc.” is functionally a subscription for me. Few years of rice and beans in my future until I can dig myself out… good thing I like beans I guess

    The worst I can imagine (aside from housing…) would be the others in Maslow’s pyramid base: air, water, food, clothing.

    • Air would be some straight up cyberpunk shit.
    • Water/food would also be horrifying. We currently see meal subscriptions as a luxury, but for those without access to a kitchen and/or with disabilities that prevent them from reliably using one… ah fuck that’s dismal.
    • Clothing would be fuckin weird. Because such a ridiculous volume of it exists due to fast fashion, I can’t see this happening on Earth in the near future, thankfully.